10 GCash features you must know to unlock a new third-party payment experience in the Philippines!

As the COVID-19 pandemic spreads, cashless payments and online shopping have become mainstream trends in the Philippines, prompting the number of Filipino users of the e-wallet app GCash to more than double. Despite the rich and diverse functions of GCash, most people only use it for basic payment and collection operations. In order to let you fully experience the powerful functions of GCash, the following will share 10 practical GCash functions that you must know, taking you to unlock a new experience of third-party payment in the Philippines!

Express Send

Enjoy convenient payment services, support entering the mobile phone number of the recipient's GCash account, scanning the payment code, and transferring money to the bank.

Special function: Pamasko (Christmas gift), you can send red envelopes of equal or random amounts to surprise friends and family.

GCash Padala

Provide convenient services for recipients without GCash accounts, and receive remittances through more than 2,000 partners nationwide.

Simply fill in the recipient information and payment amount, and both parties will receive a confirmation message with a claim reference number.

KKB (Kanya-Kanyang Bayad)

Easily split bills cashlessly, perfect for dining out or after-party expenses.

Simplify the bill splitting process with average or custom amounts.

Pay Bills

Includes daily bill payments such as utilities, tuition, loans, credit cards, and healthcare.

Even taxes, SSS, and Pag-IBIG fees can be paid.

Transportation: Flights, Boat Tickets, and RFID Card Top-ups

Easily pay for flights, boat tickets, and top up RFID cards to make travel more worry-free.

Just select the service in GCash and enter the details to complete the payment.

GLife

Enjoy online shopping in GCash, covering online restaurants, fast food restaurants, Beep card top-ups, books, and K-pop merchandise.

Choose to pick up your order in-store or have it delivered via delivery services.

GSave

Offers high-interest savings accounts with interest rates up to 2.6%, higher than most traditional banks.

No minimum deposit requirement, only a valid ID is required to open an account, and it can be used for GCash transactions and withdrawals.

GCredit

A credit card-like function that can be used to pay bills and purchases online with an interest rate of 5%.

Interest is prorated based on the number of days used, and improving credit scores can increase credit limits.

GLoan

Offers instant loan services with amounts ranging from P5,000 to P25,000.

Repayment periods can be selected for 9 or 12 months, with monthly fees as low as P2,370, and specific interest rates based on GScore.

GInvest

An investment function that realizes capital appreciation, allowing investments as low as P50.

You only need real-name authentication to open GInvest and invest and manage according to your risk preferences.

(If the above features do not work, please make sure you have updated to the latest version of GCash.)

Image sources | Iconic MNL, ToughNickel, BusinessMirror, GCash, Online Quick Guide, The Poor Traveler, Adobo Magazine, Explorera, Mommy Levy, GCR, YugaTech

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