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1. Introduction to the three major electronic payment systems in the Philippines
GCash
Background: It is owned by Mynt and its shareholder is Globe, the largest telecommunications company in the Philippines.
Penetration rate: Most widely used in the Philippines, almost all stores that provide electronic payment support it.
Main functions: daily consumption, purchase of mobile phone and telecommunications bills, payment, transfer, etc.
Paymaya
Background: A subsidiary of Voyager Innovations, its main shareholders are PLDT and Smart, the second largest telecommunications company in the Philippines.
Penetration rate: The usage penetration rate in the Philippines is also quite high.
Main functions: Similar to GCash, it is widely used in daily consumption and transfer.
GrabPay
Background: It started with Grab, the taxi leader in Southeast Asia, and later expanded to financial services.
Penetration rate: It can be used in many countries in Southeast Asia.
Main functions: In addition to paying for Grab services, QRCODE payments can also be made in most stores.
2. Comparison of electronic payment systems in the Philippines
Payment method: All three can be paid using QRcode.
Registration method: Only GrabPay can register using non-mobile phone numbers.
Penetration rate: GCash has the highest penetration rate in the local area.
3. GCash detailed introduction and usage tutorial
As the most popular electronic payment system in the Philippines, GCash has almost become an essential tool for traveling students living in the Philippines. The following is a detailed introduction and usage tutorial of GCash:
Registered users: All you need is a Philippine SIM card and you can register through your phone number.
Verify identity:
Beginner users: Just complete the registration, no additional verification is required, and you can use QRCODE to consume, receive transfers, etc.
Advanced users: A copy of your passport or a recognized local ID is required to use the full functionality of GCash.
Store value method:
Cash storage in physical stores: such as 711, minishop, etc.
Linking to designated bank stored value: Advanced user verification is required first.
4. Suggestions and reminders for using electronic payment systems in the Philippines
Even if you apply for electronic payment in the Philippines, it is still recommended to bring some cash with you when you go out, just in case.
When making small purchases, you can choose to store value directly with cash in a physical store without providing personal information to complete advanced user authentication.
Don’t store too much money at once, as you won’t be able to use it again after returning to Taiwan.
5. Bipay brand helps cashless life
In the Philippines, although electronic payment systems such as GCash, Paymaya and GrabPay have become quite popular, it is still crucial for traveling students to choose a reliable and convenient third-party payment platform. At this time, the Bipay brand emerged as the times require, providing a more complete payment solution for traveling students.
Bipay: As a professional third-party payment platform, Bipay provides safe and fast online payment services, allowing tourist students to enjoy a convenient payment experience in the Philippines.
Bifu gcash: For GCash users, Bifu provides more convenient stored value and transfer services, making it easier for traveling students to manage their electronic wallets.
Bipay Philippines collection and payment agency: Whether it is collection or payment, Bipay can provide professional and efficient services to tourist students, making their life in the Philippines more worry-free.
In short, it is particularly important for students who are about to travel to the Philippines to understand and be familiar with the local electronic payment system. Choosing the Bipay brand will provide them with a more convenient and safe guarantee for their cashless life.
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